benebookfinal_10_12d

2017 Benefits Book

Coverage • There will be no waiting period for pre-existing conditions for new hires and eligible dependents on the Choice Plan or the Choice Plus Plan in-network, effective January 1, 1998. • The Choice Plus Plan out-of-network has a 12 month waiting period for pre-existing conditions, unless a certificate of prior coverage is provided. • There is no waiting period for employees and eligible dependents enrolled in the dental plan when first eligible. • Late enrollees will have a 12 month waiting period for any orthodonture treatments. • Waiting periods will be reduced or eliminated if proof is provided showing all of the following cri- teria have been met: - Greensboro Police Department”s Crime Analysis Unit loves working for the City of Greensboro because they get to wear red, promote wellness, and DAB with some cool people. Submitted by Dolores Willey. Benefits • Families are allowed tomaintain uninterrupted health and/or dental insurance coverage. • The length of waiting periods for pre-existing conditions is limited. • Reasons for which health and/or dental insurance coverage can be terminated are restricted. • Employees and dependents in poor health are ensured the availability of health insurance. Our Legal Duty: Protecting You and Your Health Information H ealth Insurance Portability and Accountability Act of 1996, (HIPAA) was enacted in 1996 to: • Make sure your protected health information is kept private. • Give you notice of our legal duties and privacy practices with respect to protected health information about you; • Follow the terms of the notice that is currently in effect.

• Individual must have been covered under a health and/or dental plan. • Loss of coverage must have occurred on or after October 1, 1996. • The break in insurance coverage is no more than 63 days.

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